Types of Aid

Federal Grants | Washington State Need Grant | NSC Grants & Tuition Waivers | Work Study (Federal & State) | Scholarships | Perkins Loans | Federal Direct LoansEmergency Assistance | Veteran's Assistance | Workforce Education

The North Seattle College Financial Aid Office can offer financial assistance to students in a variety of forms:

Federal Grants

  • Federal Pell Grant
  • Federal Supplemental Educational Opportunity Grant

This is need-based aid from the federal government that does not have to be repaid as long as students complete their courses and make Satisfactory Academic Progress. Eligibility is determined by the Financial Aid Office after students have completed the financial aid application process.

Washington State Grant Aid

  • Washington State Need Grant
  • College Bound
  • Passport for College

This is need-based aid from the state of Washington that does not have to be repaid as long as students complete their courses and make Satisfactory Academic Progress. This grant is only available to Washington residents with high financial need and is administered by the Washington Student Achievement Council. Eligibility is determined by the Financial Aid Office after students have completed the financial aid application process.

NSC Grants & Tuition Waivers

These grants are only available to Washington residents with documented financial need and do not need to be repaid as long as students complete their courses and make Satisfactory Academic Progress. Eligibility is determined by the Financial Aid Office after students have completed the financial aid application process.

Work Study (Federal and State)

Work study programs give students who are attending North Seattle College at least half-time (6 or more credits) the opportunity to gain valuable work experience while earning money for college. Both on-campus and off-campus positions are available. Remember: Work study funds are earned by the student throughout the quarter, so the money is not available at the beginning of the quarter for paying tuition and fees. Available positions are posted on the bulletin board outside of the Financial Aid Office and also online. Work study eligibility is determined by the Financial Aid Office after students have completed the financial aid process. Please visit the Work Study pages for more information.

Scholarships

Scholarships provide you with funds for tuition, books or living expenses without having to pay the money back. Every scholarship has its own set of criteria that you must meet in order to be eligible. Some are based on financial need, some on merit — meaning excellence in academics, arts, athletics or other specific abilities.

You’ll find news of scholarships in listings online. Besides outside (private) scholarships, North Seattle College also offers scholarships through the Education Fund and a limited number of scholarships for International Students.

Full information for students is on the North Scholarship pages, including how to search for available scholarships, tips on how to apply and other information that will help you succeed!

Perkins Loans

The Perkins Loan program at North Seattle College has limited funding and typically reserves these funds for students with high need.  If you are eligible, the Perkins Loan will be offered to you along with any other financial aid on your Award Notification. If Perkins Loans are not listed on your award letter or FA portal, you may submit "Request for Perkins Loan" form, available at the financial aid office.  There is limited money available for this program, so there is no guarantee that you will receive the loan funds.

Federal Direct Loans

Direct Loans: The William D. Ford Federal Direct Loan Program includes the Subsidized Loan (SUB) and the Unsubsidized Loan (UNSUB)

The Direct Loan Program offers low interest loans for students who are attending North Seattle College at least half-time (6 or more credits). Loan funds are available to pay for the cost of outstanding tuition and fees; when funds remain after tuition has been paid you will receive the balance according to financial aid disbursement policies. For loan information please visit the web site https://studentloans.gov/. Loans MUST be repaid and accrue interest.

Alternative Educational Loans

Currently, there are only a handful of lending institutions, banks and credit unions offering non-federal student loans (often called Alternative or Private Educational Loans).These types of loans generally require students to have good credit and a steady source of income and/or to provide a cosigner who does. Depending on the type of loan, a student may be required to make payments while in school.

North Seattle College does not endorse any lender. Students are encouraged to research loans before making a final decision on what type of alternative loan is best for them. Loans may be used for tuition and fees, books and supplies, room andboard, transportation, and personal expenses. Loans are disbursed as physical checks, and funds do not directly pay for school tuition.

The Department of Education, in accordance with the Truth in Lending Act, mandates that colleges are only allowed to certify loans up to “The Cost of Attendance/Cost of Education” as determined each year by the Washington Financial Aid Association. All financial aid awards, including loans, affect a student’s budget. The Financial Aid Office can assist you regarding your individual borrowing limits.

Contact the Financial Aid Office if you are approved for a loan or need additional information.

Emergency Assistance

Emergency assistanceprovidesfor temporary funding of tuition, textbooks or personal expenses. See the Emergency Assistance page for details.

Veteran's Assistance

The Office of Veteran's Services assists veterans, reservists, active duty personnel and eligible family members who receive Veteran's Administration education benefits. It also verifies the State of Washington Vietnam-Service and Persian Gulf tuition reduction for eligible veterans.

Veterans may be eligible to receive a partial tuition waiver, work study or money for educational expenses. See Veteran's Services for more information.

Workforce Education

The Workforce Education Office can help if you are looking for career training and need financial assistance or are an unemployed or dislocated worker. Workforce Education may also assist you as a student enrolled in English as Second Language (ESL) classes or if you are completing your GED or high school diploma. See Workforce Education for details.

 

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